Costing Expectations

1. Yayasan Peneraju: RM132,413.34
2. ACCA - Intec: RM64,740.40
3. CFA:
4. FRM:
5. BsC in Professional Accounting - London:
   1. MYR 4,276.28 = 30 Credit Module Fee
   2. MYR 1,140.34 = 30-credit Module Resit Fee (within a specific session)
   3. MYR 1,710.51 = 60-credit Project Module Resit Fee (within a specific session)
6. FMI

Certification/Courses:

1. CFA: https://www.markmeldrum.com/
   1. Level 1 Packages: RM2,838.38 Malaysian Ringgit
   2. Level 2 Packages: RM2098.30 Malaysian Ringgit
   3. Level 3 Packages (Self-study + Applied Asset Management): RM3,427.08 Malaysian Ringgit
2. FRM: https://www.bionicturtle.com/
   1. Part 1: RM2098.30
   2. Part 2: RM2939.30
3. FMI:
   1. https://fminstitute.com/afm/ :
4. CFA and FRM:
   1. https://analystprep.com/
      1. All 3 Levels of the CFA Exam: RM3359.79
      2. FRM Part 1 and Part 2 Complete: RM3359.79

Tactical/Courses:

1. Maven Analytics: RM206/monthly x 3 months = RM618

Tech Stack:

1. Accounting:
   1. SAP
   2. Net Suite
   3. Interesting: https://www.numeric.io/product/close
2. FP&A:
   1. Excel - Microsoft Suite (for Excel etc.)
3. Investment/Valuation:
   1. https://www.sec.gov/edgar/search/
   2. https://site.financialmodelingprep.com/ : https://intelligence.financialmodelingprep.com/developer/docs

Statement of Credit and

Item	Account	Account	Debit	Credit
Scholarship/Financing from Yayasan Peneraju				132,413.34
		Cash Account	132,413.34
Payment to INTEC Invoice
	Cash Account			64,740.40
		Account Payable	64,740.40
CFA Exam Level 1
CFA Exam Level 2
CFA Exam Level 3
Mark Meldrum Subscription
CFAI Books

Maybe during CFA: https://www.bloomberg.com/professional/products/bloomberg-terminal/education/certificate-courses/

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Spending Flow

1. Yayasan Approved:
   1. Focuses on paying what matter such as Exam, Invoice etc.
   2. Focused using the money to pay for debt and
2. INTEC Invoices:
3. Pledge for Allowance this SEM.
4. Allowance received
5. Pay for Invoice, ACCA registration etc.
6. Subscribe to Microsoft 365